﻿{"id":48283,"date":"2026-06-27T16:45:07","date_gmt":"2026-06-27T21:45:07","guid":{"rendered":"https:\/\/rtc.pe\/blog\/?p=48283"},"modified":"2026-06-27T16:45:07","modified_gmt":"2026-06-27T21:45:07","slug":"prestamos-en-linea-peru","status":"publish","type":"post","link":"https:\/\/rtc.pe\/blog\/prestamos-en-linea-peru","title":{"rendered":"Pr\u00e9stamos en l\u00ednea en Per\u00fa: 7 opciones confiables para solicitar dinero [2026]"},"content":{"rendered":"<p data-start=\"550\" data-end=\"857\">Conseguir financiamiento sin ir a una agencia, sin hacer colas y desde el celular ya es una realidad. Hoy existen diferentes alternativas de <strong data-start=\"691\" data-end=\"713\">prestamos en linea<\/strong> en Per\u00fa para cubrir una emergencia, ordenar deudas, invertir en un negocio, remodelar una vivienda o acceder a capital de libre disponibilidad.<\/p>\n<p data-start=\"859\" data-end=\"1332\">Sin embargo, no todas las plataformas que ofrecen pr\u00e9stamos r\u00e1pidos por internet son seguras. La SBS ha advertido sobre aplicativos y plataformas informales que ofrecen dinero, acceden a informaci\u00f3n personal y pueden usar m\u00e9todos abusivos de cobranza. Por eso, antes de solicitar un pr\u00e9stamo online, es importante revisar si la empresa tiene autorizaci\u00f3n de la SBS, cuenta con RUC, direcci\u00f3n, canales de atenci\u00f3n, condiciones claras y si opera bajo un marco formal.<\/p>\n<p data-start=\"1334\" data-end=\"1800\">Entre las opciones confiables para solicitar dinero por internet se encuentra <a href=\"https:\/\/prestamo.rtc.pe\/?utm_source=blog&amp;utm_medium=organic&amp;utm_campaign=jun_formulario_2026\" target=\"_blank\" rel=\"nofollow noopener\"><strong data-start=\"1412\" data-end=\"1422\">RTC.pe<\/strong><\/a>, una fintech peruana que permite pedir pr\u00e9stamos con garant\u00eda hipotecaria de forma digital, con montos altos ( desde S\/20 mil hasta S\/1 mill\u00f3n para personas naturales, y hasta S\/2 millones para empresa), tasas competitivas (desde 0.99% mensual seg\u00fan evaluaci\u00f3n)\u00a0 y plazos amplios.<\/p>\n<p data-start=\"1802\" data-end=\"1962\">A continuaci\u00f3n, revisaremos <strong data-start=\"1830\" data-end=\"1874\">7 opciones de pr\u00e9stamos en l\u00ednea en Per\u00fa\u00a0, <\/strong>que est\u00e1n reguladas por la SBS, y que cuentan con RUC y direcci\u00f3n y oficina..<\/p>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_84 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/rtc.pe\/blog\/prestamos-en-linea-peru\/#1_RTCpe_prestamos_en_linea_con_garantia_hipotecaria\" >1. RTC.pe: pr\u00e9stamos en l\u00ednea con garant\u00eda hipotecaria<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/rtc.pe\/blog\/prestamos-en-linea-peru\/#Caracteristicas_principales\" >Caracter\u00edsticas principales:<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/rtc.pe\/blog\/prestamos-en-linea-peru\/#Datos_de_la_empresa\" >Datos de la empresa<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/rtc.pe\/blog\/prestamos-en-linea-peru\/#2_Yape_micro-prestamos\" >2. Yape: micro-pr\u00e9stamos<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/rtc.pe\/blog\/prestamos-en-linea-peru\/#Caracteristicas_principales-2\" >Caracter\u00edsticas principales:<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/rtc.pe\/blog\/prestamos-en-linea-peru\/#Datos_de_la_empresa-2\" >Datos de la empresa<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/rtc.pe\/blog\/prestamos-en-linea-peru\/#3_Apurata\" >3. Apurata<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/rtc.pe\/blog\/prestamos-en-linea-peru\/#Caracteristicas_principales-3\" >Caracter\u00edsticas principales:<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/rtc.pe\/blog\/prestamos-en-linea-peru\/#Datos_de_la_empresa-3\" >Datos de la empresa<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/rtc.pe\/blog\/prestamos-en-linea-peru\/#4_Solventa\" >4. Solventa<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/rtc.pe\/blog\/prestamos-en-linea-peru\/#Caracteristicas_principales-4\" >Caracter\u00edsticas principales:<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/rtc.pe\/blog\/prestamos-en-linea-peru\/#Datos_de_la_empresa-4\" >Datos de la empresa<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/rtc.pe\/blog\/prestamos-en-linea-peru\/#5_Merito\" >5. M\u00e9rito<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/rtc.pe\/blog\/prestamos-en-linea-peru\/#Caracteristicas_principales-5\" >Caracter\u00edsticas principales:<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-15\" href=\"https:\/\/rtc.pe\/blog\/prestamos-en-linea-peru\/#Datos_de_la_empresa-5\" >Datos de la empresa<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-16\" href=\"https:\/\/rtc.pe\/blog\/prestamos-en-linea-peru\/#6_Doctor_Sol\" >6. Doctor Sol<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-17\" href=\"https:\/\/rtc.pe\/blog\/prestamos-en-linea-peru\/#Caracteristicas_principales-6\" >Caracter\u00edsticas principales:<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-18\" href=\"https:\/\/rtc.pe\/blog\/prestamos-en-linea-peru\/#Datos_de_la_empresa-6\" >Datos de la empresa<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-19\" href=\"https:\/\/rtc.pe\/blog\/prestamos-en-linea-peru\/#7_Hola_Andy\" >7. Hola Andy<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-20\" href=\"https:\/\/rtc.pe\/blog\/prestamos-en-linea-peru\/#Caracteristicas_principales-7\" >Caracter\u00edsticas principales:<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-21\" href=\"https:\/\/rtc.pe\/blog\/prestamos-en-linea-peru\/#Datos_de_la_empresa-7\" >Datos de la empresa<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<h2 data-section-id=\"179hnx0\" data-start=\"2507\" data-end=\"2564\"><span class=\"ez-toc-section\" id=\"1_RTCpe_prestamos_en_linea_con_garantia_hipotecaria\"><\/span>1. RTC.pe: pr\u00e9stamos en l\u00ednea con garant\u00eda hipotecaria<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p data-start=\"2566\" data-end=\"2745\"><strong data-start=\"2566\" data-end=\"2576\">En <a href=\"https:\/\/rtc.pe\/\">RTC.pe<\/a> s<\/strong>omos uns fintech peruana especializada en <strong data-start=\"145\" data-end=\"183\">pr\u00e9stamos en l\u00ednea con garant\u00eda hipotecaria<\/strong>. A diferencia de las apps de micropr\u00e9stamos, nuestra propuesta est\u00e1 enfocada en\u00a0 ayudar a personas que necesitan\u00a0<strong data-start=\"350\" data-end=\"370\">montos de medianos a\u00a0 altos<\/strong>\u00a0<strong>(desde S\/20 mil a S\/1 millon seg\u00fan evaluaci\u00f3n)<\/strong>\u00a0y para empresas desde (S\/20 mil a S\/ 2 millones) As\u00ed que pueden respaldar el cr\u00e9dito con un inmueble.<\/p>\n<p data-start=\"419\" data-end=\"895\">Una de sus principales ventajas es que\u00a0<strong>RTC<\/strong>\u00a0puede evaluar solicitudes de personas que no siempre califican en la banca tradicional. Por ejemplo, personas\u00a0<strong data-start=\"572\" data-end=\"600\">sin historial crediticio<\/strong>, con reportes negativos en\u00a0<strong data-start=\"628\" data-end=\"640\">Infocorp<\/strong>\u00a0o trabajadores\u00a0<strong data-start=\"656\" data-end=\"697\">independientes con ingresos variables<\/strong>. En estos casos, la garant\u00eda hipotecaria permite analizar la operaci\u00f3n de una forma distinta, considerando el valor del inmueble, la documentaci\u00f3n presentada y la capacidad de pago del solicitante.<\/p><div class=\"rebaj-middle-posts-especificos rebaj-entity-placement\" id=\"rebaj-4162387959\"><div id=\"rebaj-3380593047\" style=\"margin-left: auto;margin-right: auto;text-align: center;\"><a data-no-instant=\"1\" href=\"https:\/\/rtc.pe\/formulario?utm_source=blog&#038;utm_medium=site&#038;utm_campaign=formulario_blog\" rel=\"noopener\" class=\"a2t-link\" target=\"_blank\" aria-label=\"Pr\u00e9stamos hipotecarios en l\u00ednea\"><img src=\"https:\/\/blogpe.rtc.pe\/pe\/blog\/wp-content\/uploads\/2020\/05\/28163807\/Pr%C3%A9stamos-hipotecarios-en-l%C3%ADnea.jpg\" alt=\"Pr\u00e9stamos hipotecarios en l\u00ednea\"  srcset=\"https:\/\/blogpe.rtc.pe\/pe\/blog\/wp-content\/uploads\/2020\/05\/28163807\/Pr%C3%A9stamos-hipotecarios-en-l%C3%ADnea.jpg 784w, https:\/\/blogpe.rtc.pe\/pe\/blog\/wp-content\/uploads\/2020\/05\/28163807\/Pr%C3%A9stamos-hipotecarios-en-l%C3%ADnea-300x113.jpg 300w, https:\/\/blogpe.rtc.pe\/pe\/blog\/wp-content\/uploads\/2020\/05\/28163807\/Pr%C3%A9stamos-hipotecarios-en-l%C3%ADnea-768x289.jpg 768w, https:\/\/blogpe.rtc.pe\/pe\/blog\/wp-content\/uploads\/2020\/05\/28163807\/Pr%C3%A9stamos-hipotecarios-en-l%C3%ADnea-610x230.jpg 610w\" sizes=\"(max-width: 784px) 100vw, 784px\" class=\"no-lazyload\" width=\"784\" height=\"295\"  style=\"display: inline-block;\" \/><\/a><\/div><\/div>\n<p data-start=\"897\" data-end=\"1194\">Por eso, RTC aparece en esta lista como una alternativa importante para quienes buscan liquidez. Al tratarse de un cr\u00e9dito con garant\u00eda hipotecaria, el proceso requiere evaluaci\u00f3n, revisi\u00f3n documentaria y validaci\u00f3n del inmueble.<\/p>\n<h3 data-section-id=\"131v4uz\" data-start=\"3235\" data-end=\"3267\"><span class=\"ez-toc-section\" id=\"Caracteristicas_principales\"><\/span>Caracter\u00edsticas principales:<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<ul data-start=\"3269\" data-end=\"3720\">\n<li data-section-id=\"w2yo8i\" data-start=\"3269\" data-end=\"3426\"><strong data-start=\"3271\" data-end=\"3282\">Montos:<\/strong> desde S\/20 mil hasta S\/1 mill\u00f3n para personas naturales. Para empresas, el financiamiento puede llegar hasta S\/2 millones, sujeto a evaluaci\u00f3n.<\/li>\n<li data-section-id=\"aox2pu\" data-start=\"3427\" data-end=\"3466\"><strong data-start=\"3429\" data-end=\"3440\">Plazos:<\/strong> hasta 10 a\u00f1os para pagar.<\/li>\n<li data-section-id=\"1gd75ay\" data-start=\"3467\" data-end=\"3539\"><strong data-start=\"3469\" data-end=\"3489\">Tasa de inter\u00e9s:<\/strong> desde 0.99% mensual, seg\u00fan evaluaci\u00f3n crediticia.<\/li>\n<li data-section-id=\"kuc99y\" data-start=\"3540\" data-end=\"3628\"><strong data-start=\"3542\" data-end=\"3554\">Proceso:<\/strong> solicitud online, evaluaci\u00f3n digital y acompa\u00f1amiento durante el proceso.<\/li>\n<li data-section-id=\"1n13txo\" data-start=\"3629\" data-end=\"3720\"><strong data-start=\"3631\" data-end=\"3646\">Ideal para:<\/strong> personas con inmueble propio que necesitan un monto importante de dinero.<\/li>\n<\/ul>\n<h3 data-section-id=\"1pqjfzu\" data-start=\"3722\" data-end=\"3745\"><span class=\"ez-toc-section\" id=\"Datos_de_la_empresa\"><\/span>Datos de la empresa<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<div class=\"TyagGW_tableContainer\">\n<div class=\"group TyagGW_tableWrapper flex flex-col-reverse w-fit\" tabindex=\"-1\">\n<table class=\"w-fit min-w-(--thread-content-width)\" style=\"width: 65.7837%;\" data-start=\"3747\" data-end=\"3943\">\n<thead data-start=\"3747\" data-end=\"3776\">\n<tr data-start=\"3747\" data-end=\"3776\">\n<th class=\"last:pe-10\" style=\"width: 32.1598%;\" data-start=\"3747\" data-end=\"3757\" data-col-size=\"sm\"><span dir=\"auto\" style=\"vertical-align: inherit;\"><span dir=\"auto\" style=\"vertical-align: inherit;\"><span dir=\"auto\" style=\"vertical-align: inherit;\"><span dir=\"auto\" style=\"vertical-align: inherit;\">Empresa<\/span><\/span><\/span><\/span><\/th>\n<th class=\"last:pe-10\" style=\"width: 15.1593%;\" data-start=\"3757\" data-end=\"3763\" data-col-size=\"sm\"><span dir=\"auto\" style=\"vertical-align: inherit;\"><span dir=\"auto\" style=\"vertical-align: inherit;\"><span dir=\"auto\" style=\"vertical-align: inherit;\"><span dir=\"auto\" style=\"vertical-align: inherit;\">RUC<\/span><\/span><\/span><\/span><\/th>\n<th class=\"last:pe-10\" style=\"width: 52.11%;\" data-start=\"3763\" data-end=\"3776\" data-col-size=\"md\">Direcci\u00f3n<\/th>\n<\/tr>\n<\/thead>\n<tbody data-start=\"3792\" data-end=\"3943\">\n<tr data-start=\"3792\" data-end=\"3943\">\n<td style=\"width: 32.1598%;\" data-start=\"3792\" data-end=\"3835\" data-col-size=\"sm\"><span dir=\"auto\" style=\"vertical-align: inherit;\"><span dir=\"auto\" style=\"vertical-align: inherit;\">Servicios Financieros Latinos SAC \/ RTC.pe<\/span><\/span><\/td>\n<td style=\"width: 15.1593%;\" data-col-size=\"sm\" data-start=\"3835\" data-end=\"3849\"><span dir=\"auto\" style=\"vertical-align: inherit;\"><span dir=\"auto\" style=\"vertical-align: inherit;\"><span dir=\"auto\" style=\"vertical-align: inherit;\"><span dir=\"auto\" style=\"vertical-align: inherit;\">20602554911<\/span><\/span><\/span><\/span><\/td>\n<td style=\"width: 52.11%;\" data-col-size=\"md\" data-start=\"3849\" data-end=\"3943\">Av. Circunvalaci\u00f3n del Golf Los Incas 134, Torre 2, Piso 14, Santiago de Surco, Lima, Per\u00fa<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<\/div>\n<hr data-start=\"3945\" data-end=\"3948\" \/>\n<h2 data-section-id=\"1cghvui\" data-start=\"3950\" data-end=\"4005\"><span class=\"ez-toc-section\" id=\"2_Yape_micro-prestamos\"><\/span>2. Yape: micro-pr\u00e9stamos<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p data-start=\"4007\" data-end=\"4204\">Yape es una de las aplicaciones financieras m\u00e1s usadas en Per\u00fa. Algunos usuarios pueden acceder a pr\u00e9stamos en l\u00ednea desde la secci\u00f3n de cr\u00e9ditos dentro de la app, siempre que tengan una oferta preaprobada.<\/p>\n<p data-start=\"4206\" data-end=\"4457\">Esta opci\u00f3n puede ser \u00fatil para quienes necesitan montos peque\u00f1os o medianos y ya usan Yape como billetera digital. El pr\u00e9stamo se solicita desde el celular, se revisan las condiciones y, si el usuario acepta, el desembolso se realiza de forma r\u00e1pida.<\/p>\n<h3 data-section-id=\"131v4uz\" data-start=\"4459\" data-end=\"4491\"><span class=\"ez-toc-section\" id=\"Caracteristicas_principales-2\"><\/span><span dir=\"auto\" style=\"vertical-align: inherit;\"><span dir=\"auto\" style=\"vertical-align: inherit;\"><span dir=\"auto\" style=\"vertical-align: inherit;\"><span dir=\"auto\" style=\"vertical-align: inherit;\">Caracter\u00edsticas principales:<\/span><\/span><\/span><\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<ul data-start=\"4493\" data-end=\"4847\">\n<li data-section-id=\"hsa716\" data-start=\"4493\" data-end=\"4596\"><strong data-start=\"4495\" data-end=\"4506\">Montos:<\/strong> pueden iniciar desde S\/50 o S\/100, dependiendo de la oferta disponible para cada usuario.<\/li>\n<li data-section-id=\"37w9mb\" data-start=\"4597\" data-end=\"4662\"><strong data-start=\"4599\" data-end=\"4610\">Plazos:<\/strong> suelen ser cortos o en cuotas, seg\u00fan la evaluaci\u00f3n.<\/li>\n<li data-section-id=\"n5v9i0\" data-start=\"4663\" data-end=\"4726\"><strong data-start=\"4665\" data-end=\"4685\">Tasa de inter\u00e9s:<\/strong> se informa antes de aceptar el pr\u00e9stamo.<\/li>\n<li data-section-id=\"eo01ui\" data-start=\"4727\" data-end=\"4768\"><strong data-start=\"4729\" data-end=\"4741\">Proceso:<\/strong> 100% digital desde la app.<\/li>\n<li data-section-id=\"9e38wt\" data-start=\"4769\" data-end=\"4847\"><strong data-start=\"4771\" data-end=\"4786\">Ideal para:<\/strong> usuarios con oferta preaprobada que necesitan dinero r\u00e1pido.<\/li>\n<\/ul>\n<h3 data-section-id=\"1pqjfzu\" data-start=\"4849\" data-end=\"4872\"><span class=\"ez-toc-section\" id=\"Datos_de_la_empresa-2\"><\/span><span dir=\"auto\" style=\"vertical-align: inherit;\"><span dir=\"auto\" style=\"vertical-align: inherit;\"><span dir=\"auto\" style=\"vertical-align: inherit;\"><span dir=\"auto\" style=\"vertical-align: inherit;\">Datos de la empresa<\/span><\/span><\/span><\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<div class=\"TyagGW_tableContainer\">\n<div class=\"group TyagGW_tableWrapper flex flex-col-reverse w-fit\" tabindex=\"-1\">\n<table class=\"w-fit min-w-(--thread-content-width)\" data-start=\"4874\" data-end=\"5050\">\n<thead data-start=\"4874\" data-end=\"4903\">\n<tr data-start=\"4874\" data-end=\"4903\">\n<th class=\"last:pe-10\" data-start=\"4874\" data-end=\"4884\" data-col-size=\"sm\"><span dir=\"auto\" style=\"vertical-align: inherit;\"><span dir=\"auto\" style=\"vertical-align: inherit;\"><span dir=\"auto\" style=\"vertical-align: inherit;\"><span dir=\"auto\" style=\"vertical-align: inherit;\">Empresa<\/span><\/span><\/span><\/span><\/th>\n<th class=\"last:pe-10\" data-start=\"4884\" data-end=\"4890\" data-col-size=\"sm\"><span dir=\"auto\" style=\"vertical-align: inherit;\"><span dir=\"auto\" style=\"vertical-align: inherit;\"><span dir=\"auto\" style=\"vertical-align: inherit;\"><span dir=\"auto\" style=\"vertical-align: inherit;\">RUC<\/span><\/span><\/span><\/span><\/th>\n<th class=\"last:pe-10\" data-start=\"4890\" data-end=\"4903\" data-col-size=\"md\"><span dir=\"auto\" style=\"vertical-align: inherit;\"><span dir=\"auto\" style=\"vertical-align: inherit;\"><span dir=\"auto\" style=\"vertical-align: inherit;\"><span dir=\"auto\" style=\"vertical-align: inherit;\">Direcci\u00f3n<\/span><\/span><\/span><\/span><\/th>\n<\/tr>\n<\/thead>\n<tbody data-start=\"4919\" data-end=\"5050\">\n<tr data-start=\"4919\" data-end=\"5050\">\n<td data-start=\"4919\" data-end=\"4954\" data-col-size=\"sm\">Banco de Cr\u00e9dito del Per\u00fa \/ Yape<\/td>\n<td data-col-size=\"sm\" data-start=\"4954\" data-end=\"4968\"><span dir=\"auto\" style=\"vertical-align: inherit;\"><span dir=\"auto\" style=\"vertical-align: inherit;\"><span dir=\"auto\" style=\"vertical-align: inherit;\"><span dir=\"auto\" style=\"vertical-align: inherit;\">20100047218<\/span><\/span><\/span><\/span><\/td>\n<td data-col-size=\"md\" data-start=\"4968\" data-end=\"5050\">Calle Centenario N.\u00b0 156, Urb. Las Laderas de Melgarejo, La Molina, Lima, Per\u00fa<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<\/div>\n<hr data-start=\"5052\" data-end=\"5055\" \/>\n<h2 data-section-id=\"ex12uq\" data-start=\"5057\" data-end=\"5101\"><span class=\"ez-toc-section\" id=\"3_Apurata\"><\/span><span dir=\"auto\" style=\"vertical-align: inherit;\"><span dir=\"auto\" style=\"vertical-align: inherit;\"><span dir=\"auto\" style=\"vertical-align: inherit;\"><span dir=\"auto\" style=\"vertical-align: inherit;\">3. Apurata<\/span><\/span><\/span><\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p data-start=\"5103\" data-end=\"5303\">Apurata es una fintech peruana que ofrece pr\u00e9stamos personales online. Su propuesta est\u00e1 orientada a personas que necesitan dinero r\u00e1pido y desean completar el proceso desde una computadora o celular.<\/p>\n<p data-start=\"5305\" data-end=\"5510\">El usuario puede elegir el monto, revisar las condiciones, completar sus datos y esperar la evaluaci\u00f3n crediticia. Si el pr\u00e9stamo es aprobado, el dinero puede ser depositado en la cuenta bancaria indicada.<\/p>\n<h3 data-section-id=\"131v4uz\" data-start=\"5512\" data-end=\"5544\"><span class=\"ez-toc-section\" id=\"Caracteristicas_principales-3\"><\/span><span dir=\"auto\" style=\"vertical-align: inherit;\"><span dir=\"auto\" style=\"vertical-align: inherit;\">Caracter\u00edsticas principales:<\/span><\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<ul data-start=\"5546\" data-end=\"5899\">\n<li data-section-id=\"1n8ej2b\" data-start=\"5546\" data-end=\"5628\"><strong data-start=\"5548\" data-end=\"5559\">Montos:<\/strong> desde S\/100 hasta S\/1,000 para nuevos clientes, sujeto a evaluaci\u00f3n.<\/li>\n<li data-section-id=\"kk7rnq\" data-start=\"5629\" data-end=\"5701\"><strong data-start=\"5631\" data-end=\"5642\">Plazos:<\/strong> pagos quincenales o en cuotas, seg\u00fan el producto aprobado.<\/li>\n<li data-section-id=\"cwdmbp\" data-start=\"5702\" data-end=\"5766\"><strong data-start=\"5704\" data-end=\"5724\">Tasa de inter\u00e9s:<\/strong> se informa antes de aceptar la solicitud.<\/li>\n<li data-section-id=\"2nxp3s\" data-start=\"5767\" data-end=\"5814\"><strong data-start=\"5769\" data-end=\"5781\">Proceso:<\/strong> digital y con evaluaci\u00f3n r\u00e1pida.<\/li>\n<li data-section-id=\"1me9ttg\" data-start=\"5815\" data-end=\"5899\"><strong data-start=\"5817\" data-end=\"5832\">Ideal para:<\/strong> personas que necesitan montos peque\u00f1os para emergencias puntuales.<\/li>\n<\/ul>\n<h3 data-section-id=\"1pqjfzu\" data-start=\"5901\" data-end=\"5924\"><span class=\"ez-toc-section\" id=\"Datos_de_la_empresa-3\"><\/span>Datos de la empresa<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<div class=\"TyagGW_tableContainer\">\n<div class=\"group TyagGW_tableWrapper flex flex-col-reverse w-fit\" tabindex=\"-1\">\n<table class=\"w-fit min-w-(--thread-content-width)\" data-start=\"5926\" data-end=\"6090\">\n<thead data-start=\"5926\" data-end=\"5955\">\n<tr data-start=\"5926\" data-end=\"5955\">\n<th class=\"last:pe-10\" data-start=\"5926\" data-end=\"5936\" data-col-size=\"sm\"><span dir=\"auto\" style=\"vertical-align: inherit;\"><span dir=\"auto\" style=\"vertical-align: inherit;\"><span dir=\"auto\" style=\"vertical-align: inherit;\"><span dir=\"auto\" style=\"vertical-align: inherit;\"><span dir=\"auto\" style=\"vertical-align: inherit;\"><span dir=\"auto\" style=\"vertical-align: inherit;\">Empresa<\/span><\/span><\/span><\/span><\/span><\/span><\/th>\n<th class=\"last:pe-10\" data-start=\"5936\" data-end=\"5942\" data-col-size=\"sm\"><span dir=\"auto\" style=\"vertical-align: inherit;\"><span dir=\"auto\" style=\"vertical-align: inherit;\"><span dir=\"auto\" style=\"vertical-align: inherit;\"><span dir=\"auto\" style=\"vertical-align: inherit;\"><span dir=\"auto\" style=\"vertical-align: inherit;\"><span dir=\"auto\" style=\"vertical-align: inherit;\">RUC<\/span><\/span><\/span><\/span><\/span><\/span><\/th>\n<th class=\"last:pe-10\" data-start=\"5942\" data-end=\"5955\" data-col-size=\"md\">Direcci\u00f3n<\/th>\n<\/tr>\n<\/thead>\n<tbody data-start=\"5971\" data-end=\"6090\">\n<tr data-start=\"5971\" data-end=\"6090\">\n<td data-start=\"5971\" data-end=\"6005\" data-col-size=\"sm\">Tecno Cr\u00e9ditos S.A.C. \/ Apurata<\/td>\n<td data-col-size=\"sm\" data-start=\"6005\" data-end=\"6019\"><span dir=\"auto\" style=\"vertical-align: inherit;\"><span dir=\"auto\" style=\"vertical-align: inherit;\"><span dir=\"auto\" style=\"vertical-align: inherit;\"><span dir=\"auto\" style=\"vertical-align: inherit;\"><span dir=\"auto\" style=\"vertical-align: inherit;\"><span dir=\"auto\" style=\"vertical-align: inherit;\">20601424313<\/span><\/span><\/span><\/span><\/span><\/span><\/td>\n<td data-col-size=\"md\" data-start=\"6019\" data-end=\"6090\">Calle Chinch\u00f3n 1018, Int. 801A, Urb. Jard\u00edn, San Isidro, Lima, Per\u00fa<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<\/div>\n<hr data-start=\"6092\" data-end=\"6095\" \/>\n<h2 data-section-id=\"1k2dw02\" data-start=\"6097\" data-end=\"6144\"><span class=\"ez-toc-section\" id=\"4_Solventa\"><\/span>4. Solventa<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p data-start=\"6146\" data-end=\"6322\">Solventa es otra plataforma de pr\u00e9stamos en l\u00ednea en Per\u00fa. Permite solicitar dinero por internet, elegir el monto y revisar las condiciones antes de aceptar la oferta.<\/p>\n<p data-start=\"6324\" data-end=\"6447\">Su servicio est\u00e1 pensado para personas que buscan resolver una urgencia econ\u00f3mica sin acudir presencialmente a una oficina.<\/p>\n<h3 data-section-id=\"131v4uz\" data-start=\"6449\" data-end=\"6481\"><span class=\"ez-toc-section\" id=\"Caracteristicas_principales-4\"><\/span><span dir=\"auto\" style=\"vertical-align: inherit;\"><span dir=\"auto\" style=\"vertical-align: inherit;\"><span dir=\"auto\" style=\"vertical-align: inherit;\"><span dir=\"auto\" style=\"vertical-align: inherit;\">Caracter\u00edsticas principales:<\/span><\/span><\/span><\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<ul data-start=\"6483\" data-end=\"6819\">\n<li data-section-id=\"69uxa7\" data-start=\"6483\" data-end=\"6544\"><strong data-start=\"6485\" data-end=\"6496\">Montos:<\/strong> desde S\/250 hasta S\/2,000, sujeto a evaluaci\u00f3n.<\/li>\n<li data-section-id=\"wqrayy\" data-start=\"6545\" data-end=\"6623\"><strong data-start=\"6547\" data-end=\"6558\">Plazos:<\/strong> puede variar seg\u00fan el perfil del usuario y el producto aprobado.<\/li>\n<li data-section-id=\"ze2ydd\" data-start=\"6624\" data-end=\"6687\"><strong data-start=\"6626\" data-end=\"6646\">Tasa de inter\u00e9s:<\/strong> se muestra antes de aceptar el pr\u00e9stamo.<\/li>\n<li data-section-id=\"9wubak\" data-start=\"6688\" data-end=\"6741\"><strong data-start=\"6690\" data-end=\"6702\">Proceso:<\/strong> solicitud online y evaluaci\u00f3n digital.<\/li>\n<li data-section-id=\"rnlain\" data-start=\"6742\" data-end=\"6819\"><strong data-start=\"6744\" data-end=\"6759\">Ideal para:<\/strong> usuarios que necesitan un cr\u00e9dito peque\u00f1o o de corto plazo.<\/li>\n<\/ul>\n<h3 data-section-id=\"1pqjfzu\" data-start=\"6821\" data-end=\"6844\"><span class=\"ez-toc-section\" id=\"Datos_de_la_empresa-4\"><\/span><span dir=\"auto\" style=\"vertical-align: inherit;\"><span dir=\"auto\" style=\"vertical-align: inherit;\"><span dir=\"auto\" style=\"vertical-align: inherit;\"><span dir=\"auto\" style=\"vertical-align: inherit;\"><span dir=\"auto\" style=\"vertical-align: inherit;\"><span dir=\"auto\" style=\"vertical-align: inherit;\">Datos de la empresa<\/span><\/span><\/span><\/span><\/span><\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<div class=\"TyagGW_tableContainer\">\n<div class=\"group TyagGW_tableWrapper flex flex-col-reverse w-fit\" tabindex=\"-1\">\n<table class=\"w-fit min-w-(--thread-content-width)\" data-start=\"6846\" data-end=\"6995\">\n<thead data-start=\"6846\" data-end=\"6875\">\n<tr data-start=\"6846\" data-end=\"6875\">\n<th class=\"last:pe-10\" data-start=\"6846\" data-end=\"6856\" data-col-size=\"sm\"><span dir=\"auto\" style=\"vertical-align: inherit;\"><span dir=\"auto\" style=\"vertical-align: inherit;\"><span dir=\"auto\" style=\"vertical-align: inherit;\"><span dir=\"auto\" style=\"vertical-align: inherit;\"><span dir=\"auto\" style=\"vertical-align: inherit;\"><span dir=\"auto\" style=\"vertical-align: inherit;\">Empresa<\/span><\/span><\/span><\/span><\/span><\/span><\/th>\n<th class=\"last:pe-10\" data-start=\"6856\" data-end=\"6862\" data-col-size=\"sm\"><span dir=\"auto\" style=\"vertical-align: inherit;\"><span dir=\"auto\" style=\"vertical-align: inherit;\"><span dir=\"auto\" style=\"vertical-align: inherit;\"><span dir=\"auto\" style=\"vertical-align: inherit;\"><span dir=\"auto\" style=\"vertical-align: inherit;\"><span dir=\"auto\" style=\"vertical-align: inherit;\">RUC<\/span><\/span><\/span><\/span><\/span><\/span><\/th>\n<th class=\"last:pe-10\" data-start=\"6862\" data-end=\"6875\" data-col-size=\"md\"><span dir=\"auto\" style=\"vertical-align: inherit;\"><span dir=\"auto\" style=\"vertical-align: inherit;\"><span dir=\"auto\" style=\"vertical-align: inherit;\"><span dir=\"auto\" style=\"vertical-align: inherit;\"><span dir=\"auto\" style=\"vertical-align: inherit;\"><span dir=\"auto\" style=\"vertical-align: inherit;\">Direcci\u00f3n<\/span><\/span><\/span><\/span><\/span><\/span><\/th>\n<\/tr>\n<\/thead>\n<tbody data-start=\"6891\" data-end=\"6995\">\n<tr data-start=\"6891\" data-end=\"6995\">\n<td data-start=\"6891\" data-end=\"6920\" data-col-size=\"sm\">Bolsa de M\u00e9rito \/ Solventa<\/td>\n<td data-col-size=\"sm\" data-start=\"6920\" data-end=\"6934\"><span dir=\"auto\" style=\"vertical-align: inherit;\"><span dir=\"auto\" style=\"vertical-align: inherit;\"><span dir=\"auto\" style=\"vertical-align: inherit;\"><span dir=\"auto\" style=\"vertical-align: inherit;\"><span dir=\"auto\" style=\"vertical-align: inherit;\"><span dir=\"auto\" style=\"vertical-align: inherit;\">20604553483<\/span><\/span><\/span><\/span><\/span><\/span><\/td>\n<td data-col-size=\"md\" data-start=\"6934\" data-end=\"6995\">Jir\u00f3n Aldebar\u00e1n 570, Piso 18, Oficina 10 y 13, Lima, Per\u00fa<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<\/div>\n<hr data-start=\"6997\" data-end=\"7000\" \/>\n<h2 data-section-id=\"dk5nb9\" data-start=\"7002\" data-end=\"7061\"><span class=\"ez-toc-section\" id=\"5_Merito\"><\/span><span dir=\"auto\" style=\"vertical-align: inherit;\"><span dir=\"auto\" style=\"vertical-align: inherit;\"><span dir=\"auto\" style=\"vertical-align: inherit;\"><span dir=\"auto\" style=\"vertical-align: inherit;\">5. M\u00e9rito<\/span><\/span><\/span><\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p data-start=\"7063\" data-end=\"7264\">M\u00e9rite ofrece pr\u00e9stamos en l\u00ednea para personas que necesitan dinero sin pasar por un tr\u00e1mite presencial. Desde su web, el usuario puede simular el pr\u00e9stamo, completar sus datos y esperar la evaluaci\u00f3n.<\/p>\n<p data-start=\"7266\" data-end=\"7392\">Esta alternativa puede ser conveniente para quienes buscan montos peque\u00f1os y desean conocer el total a pagar antes de aceptar.<\/p>\n<h3 data-section-id=\"131v4uz\" data-start=\"7394\" data-end=\"7426\"><span class=\"ez-toc-section\" id=\"Caracteristicas_principales-5\"><\/span><span dir=\"auto\" style=\"vertical-align: inherit;\"><span dir=\"auto\" style=\"vertical-align: inherit;\"><span dir=\"auto\" style=\"vertical-align: inherit;\"><span dir=\"auto\" style=\"vertical-align: inherit;\"><span dir=\"auto\" style=\"vertical-align: inherit;\"><span dir=\"auto\" style=\"vertical-align: inherit;\">Caracter\u00edsticas principales:<\/span><\/span><\/span><\/span><\/span><\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<ul data-start=\"7428\" data-end=\"7773\">\n<li data-section-id=\"1t0siej\" data-start=\"7428\" data-end=\"7532\"><strong data-start=\"7430\" data-end=\"7441\">Montos:<\/strong> desde S\/200, con l\u00edmites que pueden variar seg\u00fan el tipo de pr\u00e9stamo y perfil del usuario.<\/li>\n<li data-section-id=\"14e4m1y\" data-start=\"7533\" data-end=\"7589\"><strong data-start=\"7535\" data-end=\"7546\">Plazos:<\/strong> puede ofrecer pago \u00fanico o pago en cuotas.<\/li>\n<li data-section-id=\"cwdmbp\" data-start=\"7590\" data-end=\"7654\"><strong data-start=\"7592\" data-end=\"7612\"><span dir=\"auto\" style=\"vertical-align: inherit;\"><span dir=\"auto\" style=\"vertical-align: inherit;\"><span dir=\"auto\" style=\"vertical-align: inherit;\"><span dir=\"auto\" style=\"vertical-align: inherit;\">Tasa de inter\u00e9s:<\/span><\/span><\/span><\/span><\/strong><span dir=\"auto\" style=\"vertical-align: inherit;\"><span dir=\"auto\" style=\"vertical-align: inherit;\"><span dir=\"auto\" style=\"vertical-align: inherit;\"><span dir=\"auto\" style=\"vertical-align: inherit;\"> se informa antes de aceptar la solicitud.<\/span><\/span><\/span><\/span><\/li>\n<li data-section-id=\"1x84zr3\" data-start=\"7655\" data-end=\"7691\"><strong data-start=\"7657\" data-end=\"7669\">Proceso:<\/strong> digital desde la web.<\/li>\n<li data-section-id=\"1muel6w\" data-start=\"7692\" data-end=\"7773\"><strong data-start=\"7694\" data-end=\"7709\">Ideal para:<\/strong> personas que buscan pr\u00e9stamos personales peque\u00f1os por internet.<\/li>\n<\/ul>\n<h3 data-section-id=\"1pqjfzu\" data-start=\"7775\" data-end=\"7798\"><span class=\"ez-toc-section\" id=\"Datos_de_la_empresa-5\"><\/span><span dir=\"auto\" style=\"vertical-align: inherit;\"><span dir=\"auto\" style=\"vertical-align: inherit;\"><span dir=\"auto\" style=\"vertical-align: inherit;\"><span dir=\"auto\" style=\"vertical-align: inherit;\"><span dir=\"auto\" style=\"vertical-align: inherit;\"><span dir=\"auto\" style=\"vertical-align: inherit;\">Datos de la empresa<\/span><\/span><\/span><\/span><\/span><\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<div class=\"TyagGW_tableContainer\">\n<div class=\"group TyagGW_tableWrapper flex flex-col-reverse w-fit\" tabindex=\"-1\">\n<table class=\"w-fit min-w-(--thread-content-width)\" data-start=\"7800\" data-end=\"7934\">\n<thead data-start=\"7800\" data-end=\"7829\">\n<tr data-start=\"7800\" data-end=\"7829\">\n<th class=\"last:pe-10\" data-start=\"7800\" data-end=\"7810\" data-col-size=\"sm\"><span dir=\"auto\" style=\"vertical-align: inherit;\"><span dir=\"auto\" style=\"vertical-align: inherit;\"><span dir=\"auto\" style=\"vertical-align: inherit;\"><span dir=\"auto\" style=\"vertical-align: inherit;\"><span dir=\"auto\" style=\"vertical-align: inherit;\"><span dir=\"auto\" style=\"vertical-align: inherit;\">Empresa<\/span><\/span><\/span><\/span><\/span><\/span><\/th>\n<th class=\"last:pe-10\" data-start=\"7810\" data-end=\"7816\" data-col-size=\"sm\"><span dir=\"auto\" style=\"vertical-align: inherit;\"><span dir=\"auto\" style=\"vertical-align: inherit;\"><span dir=\"auto\" style=\"vertical-align: inherit;\"><span dir=\"auto\" style=\"vertical-align: inherit;\"><span dir=\"auto\" style=\"vertical-align: inherit;\"><span dir=\"auto\" style=\"vertical-align: inherit;\">RUC<\/span><\/span><\/span><\/span><\/span><\/span><\/th>\n<th class=\"last:pe-10\" data-start=\"7816\" data-end=\"7829\" data-col-size=\"md\"><span dir=\"auto\" style=\"vertical-align: inherit;\"><span dir=\"auto\" style=\"vertical-align: inherit;\"><span dir=\"auto\" style=\"vertical-align: inherit;\"><span dir=\"auto\" style=\"vertical-align: inherit;\"><span dir=\"auto\" style=\"vertical-align: inherit;\"><span dir=\"auto\" style=\"vertical-align: inherit;\">Direcci\u00f3n<\/span><\/span><\/span><\/span><\/span><\/span><\/th>\n<\/tr>\n<\/thead>\n<tbody data-start=\"7845\" data-end=\"7934\">\n<tr data-start=\"7845\" data-end=\"7934\">\n<td data-start=\"7845\" data-end=\"7863\" data-col-size=\"sm\">Bolsa de M\u00e9rite<\/td>\n<td data-col-size=\"sm\" data-start=\"7863\" data-end=\"7877\"><span dir=\"auto\" style=\"vertical-align: inherit;\"><span dir=\"auto\" style=\"vertical-align: inherit;\"><span dir=\"auto\" style=\"vertical-align: inherit;\"><span dir=\"auto\" style=\"vertical-align: inherit;\"><span dir=\"auto\" style=\"vertical-align: inherit;\"><span dir=\"auto\" style=\"vertical-align: inherit;\">20608657089<\/span><\/span><\/span><\/span><\/span><\/span><\/td>\n<td data-col-size=\"md\" data-start=\"7877\" data-end=\"7934\"><span dir=\"auto\" style=\"vertical-align: inherit;\"><span dir=\"auto\" style=\"vertical-align: inherit;\"><span dir=\"auto\" style=\"vertical-align: inherit;\"><span dir=\"auto\" style=\"vertical-align: inherit;\"><span dir=\"auto\" style=\"vertical-align: inherit;\"><span dir=\"auto\" style=\"vertical-align: inherit;\">AV. Santo Toribio 143, Piso 5, San Isidro, Lima, Per\u00fa<\/span><\/span><\/span><\/span><\/span><\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<\/div>\n<hr data-start=\"7936\" data-end=\"7939\" \/>\n<h2 data-section-id=\"1cavfwq\" data-start=\"7941\" data-end=\"7986\"><span class=\"ez-toc-section\" id=\"6_Doctor_Sol\"><\/span>6. Doctor Sol<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p data-start=\"7988\" data-end=\"8207\">Doctor Sol es una plataforma de pr\u00e9stamos en l\u00ednea en Per\u00fa enfocada en microcr\u00e9ditos de corto plazo. El usuario puede descargar la aplicaci\u00f3n, registrar sus datos, pasar por una evaluaci\u00f3n y recibir el desembolso si es aprobado.<\/p>\n<p data-start=\"8209\" data-end=\"8370\">Como en cualquier pr\u00e9stamo digital, es importante revisar el costo total, la fecha de pago, las comisiones y los permisos que solicita la app antes de continuar.<\/p>\n<h3 data-section-id=\"131v4uz\" data-start=\"8372\" data-end=\"8404\"><span class=\"ez-toc-section\" id=\"Caracteristicas_principales-6\"><\/span><span dir=\"auto\" style=\"vertical-align: inherit;\"><span dir=\"auto\" style=\"vertical-align: inherit;\">Caracter\u00edsticas principales:<\/span><\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<ul data-start=\"8406\" data-end=\"8682\">\n<li data-section-id=\"lcq3py\" data-start=\"8406\" data-end=\"8470\"><strong data-start=\"8408\" data-end=\"8419\">Montos:<\/strong> pr\u00e9stamos peque\u00f1os desde la app, seg\u00fan evaluaci\u00f3n.<\/li>\n<li data-section-id=\"1v1tf56\" data-start=\"8471\" data-end=\"8513\"><strong data-start=\"8473\" data-end=\"8484\">Plazos:<\/strong> generalmente de corto plazo.<\/li>\n<li data-section-id=\"1auq0b\" data-start=\"8514\" data-end=\"8586\"><strong data-start=\"8516\" data-end=\"8536\">Tasa de inter\u00e9s:<\/strong> debe revisarse dentro de la app antes de aceptar.<\/li>\n<li data-section-id=\"55ykr2\" data-start=\"8587\" data-end=\"8626\"><strong data-start=\"8589\" data-end=\"8601\">Proceso:<\/strong> solicitud desde celular.<\/li>\n<li data-section-id=\"13lfb61\" data-start=\"8627\" data-end=\"8682\"><strong data-start=\"8629\" data-end=\"8644\">Ideal para:<\/strong> emergencias puntuales y montos bajos.<\/li>\n<\/ul>\n<h3 data-section-id=\"1pqjfzu\" data-start=\"8684\" data-end=\"8707\"><span class=\"ez-toc-section\" id=\"Datos_de_la_empresa-6\"><\/span><span dir=\"auto\" style=\"vertical-align: inherit;\"><span dir=\"auto\" style=\"vertical-align: inherit;\">Datos de la empresa<\/span><\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<div class=\"TyagGW_tableContainer\">\n<div class=\"group TyagGW_tableWrapper flex flex-col-reverse w-fit\" tabindex=\"-1\">\n<table class=\"w-fit min-w-(--thread-content-width)\" data-start=\"8709\" data-end=\"8899\">\n<thead data-start=\"8709\" data-end=\"8738\">\n<tr data-start=\"8709\" data-end=\"8738\">\n<th class=\"last:pe-10\" data-start=\"8709\" data-end=\"8719\" data-col-size=\"md\"><span dir=\"auto\" style=\"vertical-align: inherit;\"><span dir=\"auto\" style=\"vertical-align: inherit;\"><span dir=\"auto\" style=\"vertical-align: inherit;\"><span dir=\"auto\" style=\"vertical-align: inherit;\"><span dir=\"auto\" style=\"vertical-align: inherit;\"><span dir=\"auto\" style=\"vertical-align: inherit;\">Empresa<\/span><\/span><\/span><\/span><\/span><\/span><\/th>\n<th class=\"last:pe-10\" data-start=\"8719\" data-end=\"8725\" data-col-size=\"sm\"><span dir=\"auto\" style=\"vertical-align: inherit;\"><span dir=\"auto\" style=\"vertical-align: inherit;\"><span dir=\"auto\" style=\"vertical-align: inherit;\"><span dir=\"auto\" style=\"vertical-align: inherit;\"><span dir=\"auto\" style=\"vertical-align: inherit;\"><span dir=\"auto\" style=\"vertical-align: inherit;\">RUC<\/span><\/span><\/span><\/span><\/span><\/span><\/th>\n<th class=\"last:pe-10\" data-start=\"8725\" data-end=\"8738\" data-col-size=\"md\"><span dir=\"auto\" style=\"vertical-align: inherit;\"><span dir=\"auto\" style=\"vertical-align: inherit;\">Direcci\u00f3n<\/span><\/span><\/th>\n<\/tr>\n<\/thead>\n<tbody data-start=\"8754\" data-end=\"8899\">\n<tr data-start=\"8754\" data-end=\"8899\">\n<td data-start=\"8754\" data-end=\"8807\" data-col-size=\"md\">Soluciones Financieras R\u00e1pidas S.A.C. \/ Doctor Sol<\/td>\n<td data-col-size=\"sm\" data-start=\"8807\" data-end=\"8821\"><span dir=\"auto\" style=\"vertical-align: inherit;\"><span dir=\"auto\" style=\"vertical-align: inherit;\"><span dir=\"auto\" style=\"vertical-align: inherit;\"><span dir=\"auto\" style=\"vertical-align: inherit;\"><span dir=\"auto\" style=\"vertical-align: inherit;\"><span dir=\"auto\" style=\"vertical-align: inherit;\">20610415769<\/span><\/span><\/span><\/span><\/span><\/span><\/td>\n<td data-col-size=\"md\" data-start=\"8821\" data-end=\"8899\">Calle Las Orqu\u00eddeas N.\u00b0 675, Int. 902, Urb. Jard\u00edn, San Isidro, Lima, Per\u00fa<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<\/div>\n<hr data-start=\"8901\" data-end=\"8904\" \/>\n<h2 data-section-id=\"gisx7d\" data-start=\"8906\" data-end=\"8949\"><span class=\"ez-toc-section\" id=\"7_Hola_Andy\"><\/span>7. Hola Andy<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p data-start=\"8951\" data-end=\"9134\">Hola Andy es una plataforma peruana de pr\u00e9stamos en l\u00ednea que permite solicitar dinero desde su web. El usuario puede elegir el importe, completar el formulario y esperar la aprobaci\u00f3n.<\/p>\n<p data-start=\"9136\" data-end=\"9343\">Una de sus ventajas es que el proceso se realiza sin acudir a una agencia. Sin embargo, antes de aceptar cualquier pr\u00e9stamo, conviene revisar la tasa, las cuotas, los intereses moratorios y el total a pagar.<\/p>\n<h3 data-section-id=\"131v4uz\" data-start=\"9345\" data-end=\"9377\"><span class=\"ez-toc-section\" id=\"Caracteristicas_principales-7\"><\/span><span dir=\"auto\" style=\"vertical-align: inherit;\"><span dir=\"auto\" style=\"vertical-align: inherit;\"><span dir=\"auto\" style=\"vertical-align: inherit;\"><span dir=\"auto\" style=\"vertical-align: inherit;\">Caracter\u00edsticas principales:<\/span><\/span><\/span><\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<ul data-start=\"9379\" data-end=\"9743\">\n<li data-section-id=\"11erwuu\" data-start=\"9379\" data-end=\"9464\"><strong data-start=\"9381\" data-end=\"9392\">Montos:<\/strong> desde S\/500 hasta S\/1,000 para usuarios iniciales, sujeto a evaluaci\u00f3n.<\/li>\n<li data-section-id=\"1g9w4k7\" data-start=\"9465\" data-end=\"9546\"><strong data-start=\"9467\" data-end=\"9478\">Plazos:<\/strong> puede permitir pagos en cuotas, dependiendo del perfil del cliente.<\/li>\n<li data-section-id=\"1vkv152\" data-start=\"9547\" data-end=\"9612\"><strong data-start=\"9549\" data-end=\"9569\">Tasa de inter\u00e9s:<\/strong> debe revisarse antes de aceptar la oferta.<\/li>\n<li data-section-id=\"1pafe80\" data-start=\"9613\" data-end=\"9661\"><strong data-start=\"9615\" data-end=\"9627\">Proceso:<\/strong> solicitud online y firma digital.<\/li>\n<li data-section-id=\"19lvead\" data-start=\"9662\" data-end=\"9743\"><strong data-start=\"9664\" data-end=\"9679\">Ideal para:<\/strong> personas que buscan un pr\u00e9stamo peque\u00f1o sin tr\u00e1mite presencial.<\/li>\n<\/ul>\n<h3 data-section-id=\"1pqjfzu\" data-start=\"9745\" data-end=\"9768\"><span class=\"ez-toc-section\" id=\"Datos_de_la_empresa-7\"><\/span><span dir=\"auto\" style=\"vertical-align: inherit;\"><span dir=\"auto\" style=\"vertical-align: inherit;\"><span dir=\"auto\" style=\"vertical-align: inherit;\"><span dir=\"auto\" style=\"vertical-align: inherit;\">Datos de la empresa<\/span><\/span><\/span><\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<div class=\"TyagGW_tableContainer\">\n<div class=\"group TyagGW_tableWrapper flex flex-col-reverse w-fit\" tabindex=\"-1\">\n<table class=\"w-fit min-w-(--thread-content-width)\" data-start=\"9770\" data-end=\"9916\">\n<thead data-start=\"9770\" data-end=\"9799\">\n<tr data-start=\"9770\" data-end=\"9799\">\n<th class=\"last:pe-10\" data-start=\"9770\" data-end=\"9780\" data-col-size=\"sm\"><span dir=\"auto\" style=\"vertical-align: inherit;\"><span dir=\"auto\" style=\"vertical-align: inherit;\"><span dir=\"auto\" style=\"vertical-align: inherit;\"><span dir=\"auto\" style=\"vertical-align: inherit;\"><span dir=\"auto\" style=\"vertical-align: inherit;\"><span dir=\"auto\" style=\"vertical-align: inherit;\">Empresa<\/span><\/span><\/span><\/span><\/span><\/span><\/th>\n<th class=\"last:pe-10\" data-start=\"9780\" data-end=\"9786\" data-col-size=\"sm\"><span dir=\"auto\" style=\"vertical-align: inherit;\"><span dir=\"auto\" style=\"vertical-align: inherit;\"><span dir=\"auto\" style=\"vertical-align: inherit;\"><span dir=\"auto\" style=\"vertical-align: inherit;\"><span dir=\"auto\" style=\"vertical-align: inherit;\"><span dir=\"auto\" style=\"vertical-align: inherit;\">RUC<\/span><\/span><\/span><\/span><\/span><\/span><\/th>\n<th class=\"last:pe-10\" data-start=\"9786\" data-end=\"9799\" data-col-size=\"md\"><span dir=\"auto\" style=\"vertical-align: inherit;\"><span dir=\"auto\" style=\"vertical-align: inherit;\"><span dir=\"auto\" style=\"vertical-align: inherit;\"><span dir=\"auto\" style=\"vertical-align: inherit;\">Direcci\u00f3n<\/span><\/span><\/span><\/span><\/th>\n<\/tr>\n<\/thead>\n<tbody data-start=\"9815\" data-end=\"9916\">\n<tr data-start=\"9815\" data-end=\"9916\">\n<td data-start=\"9815\" data-end=\"9850\" data-col-size=\"sm\"><span dir=\"auto\" style=\"vertical-align: inherit;\"><span dir=\"auto\" style=\"vertical-align: inherit;\"><span dir=\"auto\" style=\"vertical-align: inherit;\"><span dir=\"auto\" style=\"vertical-align: inherit;\"><span dir=\"auto\" style=\"vertical-align: inherit;\"><span dir=\"auto\" style=\"vertical-align: inherit;\">Latin Fintech SAC \/ Hola Andy<\/span><\/span><\/span><\/span><\/span><\/span><\/td>\n<td data-col-size=\"sm\" data-start=\"9850\" data-end=\"9864\"><span dir=\"auto\" style=\"vertical-align: inherit;\"><span dir=\"auto\" style=\"vertical-align: inherit;\"><span dir=\"auto\" style=\"vertical-align: inherit;\"><span dir=\"auto\" style=\"vertical-align: inherit;\"><span dir=\"auto\" style=\"vertical-align: inherit;\"><span dir=\"auto\" style=\"vertical-align: inherit;\">20600828593<\/span><\/span><\/span><\/span><\/span><\/span><\/td>\n<td data-col-size=\"md\" data-start=\"9864\" data-end=\"9916\">Av. Pablo Carriquiry 349, San Isidro, Lima, Per\u00fa<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Conseguir financiamiento sin ir a una agencia, sin hacer colas y desde el celular ya es una realidad. Hoy existen<\/p>\n","protected":false},"author":230,"featured_media":48289,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[24],"tags":[1117,982],"class_list":["post-48283","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-aprende-sobre-nuevos-creditos-hipotecarios-en-peru","tag-creditos","tag-prestamos"],"_links":{"self":[{"href":"https:\/\/rtc.pe\/blog\/wp-json\/wp\/v2\/posts\/48283","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/rtc.pe\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/rtc.pe\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/rtc.pe\/blog\/wp-json\/wp\/v2\/users\/230"}],"replies":[{"embeddable":true,"href":"https:\/\/rtc.pe\/blog\/wp-json\/wp\/v2\/comments?post=48283"}],"version-history":[{"count":5,"href":"https:\/\/rtc.pe\/blog\/wp-json\/wp\/v2\/posts\/48283\/revisions"}],"predecessor-version":[{"id":48290,"href":"https:\/\/rtc.pe\/blog\/wp-json\/wp\/v2\/posts\/48283\/revisions\/48290"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/rtc.pe\/blog\/wp-json\/wp\/v2\/media\/48289"}],"wp:attachment":[{"href":"https:\/\/rtc.pe\/blog\/wp-json\/wp\/v2\/media?parent=48283"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/rtc.pe\/blog\/wp-json\/wp\/v2\/categories?post=48283"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/rtc.pe\/blog\/wp-json\/wp\/v2\/tags?post=48283"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}