﻿{"id":48111,"date":"2026-04-09T11:33:16","date_gmt":"2026-04-09T16:33:16","guid":{"rendered":"https:\/\/rtc.pe\/blog\/?p=48111"},"modified":"2026-04-09T12:28:22","modified_gmt":"2026-04-09T17:28:22","slug":"cuanto-dinero-puedo-obtener-con-mi-casa-como-garantia","status":"publish","type":"post","link":"https:\/\/rtc.pe\/blog\/cuanto-dinero-puedo-obtener-con-mi-casa-como-garantia","title":{"rendered":"\u00bfCu\u00e1nto dinero puedo obtener con mi casa como garant\u00eda en Per\u00fa?"},"content":{"rendered":"<p data-start=\"454\" data-end=\"505\" data-rm-block-id=\"block-1\">Si est\u00e1s aqu\u00ed, probablemente no es solo curiosidad. Es porque necesitas dinero\u2026 y quieres saber si tu casa puede ayudarte.<\/p>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_84 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/rtc.pe\/blog\/cuanto-dinero-puedo-obtener-con-mi-casa-como-garantia\/#%C2%BFCuanto_dinero_puedo_obtener_con_mi_casa_como_garantia\" >\u00bfCu\u00e1nto dinero puedo obtener con mi casa como garant\u00eda?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/rtc.pe\/blog\/cuanto-dinero-puedo-obtener-con-mi-casa-como-garantia\/#Calcula_cuanto_puedes_obtener_con_tu_propiedad\" >Calcula cu\u00e1nto puedes obtener con tu propiedad<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/rtc.pe\/blog\/cuanto-dinero-puedo-obtener-con-mi-casa-como-garantia\/#%C2%BFCuanto_dinero_puedo_obtener_al_hipotecar_mi_casa_en_2026\" >\u00bfCu\u00e1nto dinero puedo obtener al hipotecar mi casa en 2026?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/rtc.pe\/blog\/cuanto-dinero-puedo-obtener-con-mi-casa-como-garantia\/#Ejemplos_reales_para_que_lo_entiendas_rapido\" >Ejemplos reales (para que lo entiendas r\u00e1pido)<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/rtc.pe\/blog\/cuanto-dinero-puedo-obtener-con-mi-casa-como-garantia\/#%F0%9F%8F%A2_Departamento_en_Lima\" >\ud83c\udfe2 Departamento en Lima<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/rtc.pe\/blog\/cuanto-dinero-puedo-obtener-con-mi-casa-como-garantia\/#%F0%9F%8F%A0_Casa_en_provincia\" >\ud83c\udfe0 Casa en provincia<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/rtc.pe\/blog\/cuanto-dinero-puedo-obtener-con-mi-casa-como-garantia\/#%F0%9F%8F%A1_Propiedad_de_alto_valor\" >\ud83c\udfe1 Propiedad de alto valor<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/rtc.pe\/blog\/cuanto-dinero-puedo-obtener-con-mi-casa-como-garantia\/#Casos_reales_de_personas_como_tu\" >Casos reales de personas como t\u00fa<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/rtc.pe\/blog\/cuanto-dinero-puedo-obtener-con-mi-casa-como-garantia\/#%C2%BFPor_que_un_prestamo_con_garantia_hipotecaria_permite_mas_dinero\" >\u00bfPor qu\u00e9 un pr\u00e9stamo con garant\u00eda hipotecaria permite m\u00e1s dinero?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/rtc.pe\/blog\/cuanto-dinero-puedo-obtener-con-mi-casa-como-garantia\/#%C2%BFPara_que_puedes_usar_este_dinero\" >\u00bfPara qu\u00e9 puedes usar este dinero?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/rtc.pe\/blog\/cuanto-dinero-puedo-obtener-con-mi-casa-como-garantia\/#Si_estas_en_Infocorp_esto_te_interesa\" >Si est\u00e1s en Infocorp, esto te interesa<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/rtc.pe\/blog\/cuanto-dinero-puedo-obtener-con-mi-casa-como-garantia\/#Simula_cuanto_podrias_obtener\" >Simula cu\u00e1nto podr\u00edas obtener<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/rtc.pe\/blog\/cuanto-dinero-puedo-obtener-con-mi-casa-como-garantia\/#Tasas_y_condiciones_en_2026\" >Tasas y condiciones en 2026<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/rtc.pe\/blog\/cuanto-dinero-puedo-obtener-con-mi-casa-como-garantia\/#La_realidad_detras_de_esta_decision\" >La realidad detr\u00e1s de esta decisi\u00f3n<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-15\" href=\"https:\/\/rtc.pe\/blog\/cuanto-dinero-puedo-obtener-con-mi-casa-como-garantia\/#Evalua_tu_prestamo_hoy\" >Eval\u00faa tu pr\u00e9stamo hoy<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-16\" href=\"https:\/\/rtc.pe\/blog\/cuanto-dinero-puedo-obtener-con-mi-casa-como-garantia\/#Descubre_cuanto_dinero_puedes_obtener\" >Descubre cu\u00e1nto dinero puedes obtener<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-17\" href=\"https:\/\/rtc.pe\/blog\/cuanto-dinero-puedo-obtener-con-mi-casa-como-garantia\/#Preguntas_frecuentes\" >Preguntas frecuentes<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-18\" href=\"https:\/\/rtc.pe\/blog\/cuanto-dinero-puedo-obtener-con-mi-casa-como-garantia\/#%C2%BFPierdo_mi_casa\" >\u00bfPierdo mi casa?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-19\" href=\"https:\/\/rtc.pe\/blog\/cuanto-dinero-puedo-obtener-con-mi-casa-como-garantia\/#%C2%BFPuedo_usarlo_para_deudas\" >\u00bfPuedo usarlo para deudas?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-20\" href=\"https:\/\/rtc.pe\/blog\/cuanto-dinero-puedo-obtener-con-mi-casa-como-garantia\/#%C2%BFCuanto_demora\" >\u00bfCu\u00e1nto demora?<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<h2 data-start=\"581\" data-end=\"643\" data-rm-block-id=\"block-2\"><span class=\"ez-toc-section\" id=\"%C2%BFCuanto_dinero_puedo_obtener_con_mi_casa_como_garantia\"><\/span><span style=\"color: #3366ff;\"><strong data-start=\"584\" data-end=\"643\">\u00bfCu\u00e1nto dinero puedo obtener con mi casa como garant\u00eda?<\/strong><\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p data-start=\"645\" data-end=\"813\" data-rm-block-id=\"block-3\">La respuesta es clara: Puedes acceder desde <strong data-start=\"691\" data-end=\"723\">S\/ 35,000 hasta S\/ 1,000,000<\/strong> mediante un <a href=\"https:\/\/rtc.pe\/formulario?utm_source=google&amp;utm_medium=organic&amp;utm_campaign=cuanto-dinero-puedo-obtener-con-mi-casa-como-garantia\">pr\u00e9stamo con garant\u00eda hipotecaria<\/a>, dependiendo del valor de tu propiedad.<\/p>\n<p data-start=\"815\" data-end=\"883\" data-rm-block-id=\"block-4\">Y lo m\u00e1s importante: No necesitas vender tu casa para lograrlo.<\/p>\n<p data-start=\"815\" data-end=\"883\"><iframe title=\"YouTube video player\" data-src=\"\/\/www.youtube.com\/embed\/Xz3wlTk0X0g?si=pLll8YNDMjwFXA-n\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen=\"allowfullscreen\" data-rm-block-id=\"block-5\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" class=\"lazyload\" data-load-mode=\"1\"><\/iframe><\/p>\n<h2 data-section-id=\"15hyraz\" data-start=\"890\" data-end=\"942\" data-rm-block-id=\"block-6\"><span class=\"ez-toc-section\" id=\"Calcula_cuanto_puedes_obtener_con_tu_propiedad\"><\/span><span style=\"color: #3366ff;\">Calcula cu\u00e1nto puedes obtener con tu propiedad<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p data-start=\"944\" data-end=\"1009\" data-rm-block-id=\"block-7\">Si tienes una casa o departamento inscrito en Registros P\u00fablicos:<\/p>\n<p data-start=\"1011\" data-end=\"1074\" data-rm-block-id=\"block-8\">\u2714 Evaluaci\u00f3n gratuita<br data-start=\"1032\" data-end=\"1035\" \/>\u2714 Resultado r\u00e1pido<br data-start=\"1053\" data-end=\"1056\" \/>\u2714 Sin compromiso<\/p>\n<p data-start=\"1076\" data-end=\"1141\" data-rm-block-id=\"block-9\">\ud83d\udc49 <a href=\"https:\/\/rtc.pe\/formulario?utm_source=google&amp;utm_medium=organic&amp;utm_campaign=cuanto-dinero-puedo-obtener-con-mi-casa-como-garantia\">Descubre tu monto en menos de 2 minutos<\/a><\/p><div class=\"rebaj-middle-posts-especificos rebaj-entity-placement\" id=\"rebaj-157730840\"><div id=\"rebaj-12087068\"><a data-no-instant=\"1\" href=\"https:\/\/rtc.pe\/formulario?utm_source=blog&#038;utm_medium=site&#038;utm_campaign=formulario_blog\" rel=\"noopener\" class=\"a2t-link\" target=\"_blank\" aria-label=\"PORTADA blog 2048X758\"><img src=\"https:\/\/blogpe.rtc.pe\/pe\/blog\/wp-content\/uploads\/2024\/03\/02092941\/PORTADA-blog-2048X758.png\" alt=\"\"  srcset=\"https:\/\/blogpe.rtc.pe\/pe\/blog\/wp-content\/uploads\/2024\/03\/02092941\/PORTADA-blog-2048X758.png 2048w, https:\/\/blogpe.rtc.pe\/pe\/blog\/wp-content\/uploads\/2024\/03\/02092941\/PORTADA-blog-2048X758-300x111.png 300w, https:\/\/blogpe.rtc.pe\/pe\/blog\/wp-content\/uploads\/2024\/03\/02092941\/PORTADA-blog-2048X758-1000x370.png 1000w, https:\/\/blogpe.rtc.pe\/pe\/blog\/wp-content\/uploads\/2024\/03\/02092941\/PORTADA-blog-2048X758-768x284.png 768w, https:\/\/blogpe.rtc.pe\/pe\/blog\/wp-content\/uploads\/2024\/03\/02092941\/PORTADA-blog-2048X758-1536x569.png 1536w\" sizes=\"(max-width: 2048px) 100vw, 2048px\" class=\"no-lazyload\" width=\"2048\" height=\"758\"   \/><\/a><\/div><\/div>\n<h2 data-section-id=\"1nqkiw8\" data-start=\"1148\" data-end=\"1213\" data-rm-block-id=\"block-10\"><span class=\"ez-toc-section\" id=\"%C2%BFCuanto_dinero_puedo_obtener_al_hipotecar_mi_casa_en_2026\"><\/span><span style=\"color: #3366ff;\">\u00bfCu\u00e1nto dinero puedo obtener al hipotecar mi casa en 2026?<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p data-start=\"1215\" data-end=\"1279\" data-rm-block-id=\"block-11\">El monto en un <strong data-start=\"1230\" data-end=\"1267\">pr\u00e9stamo con garant\u00eda hipotecaria<\/strong> depende de:<\/p>\n<ul>\n<li>El valor comercial de tu inmueble.<\/li>\n<li>La ubicaci\u00f3n (Lima, Arequipa, Trujillo, etc.).<\/li>\n<li>El tipo de propiedad.<\/li>\n<li>Su situaci\u00f3n legal.<\/li>\n<li>Tu perfil financiero.<\/li>\n<\/ul>\n<p data-start=\"1443\" data-end=\"1465\" data-rm-block-id=\"block-17\">\ud83d\udcca En t\u00e9rminos reales:<\/p>\n<ul data-start=\"1467\" data-end=\"1609\">\n<li data-section-id=\"1s3hr5q\" data-start=\"1467\" data-end=\"1509\" data-rm-block-id=\"block-18\">Propiedades peque\u00f1as \u2192 desde S\/ 35,000.<\/li>\n<li data-section-id=\"1hvgt8o\" data-start=\"1510\" data-end=\"1558\" data-rm-block-id=\"block-19\">Propiedades medias \u2192 S\/ 100,000 a S\/ 300,000.<\/li>\n<li data-section-id=\"1l3ayzz\" data-start=\"1559\" data-end=\"1609\" data-rm-block-id=\"block-20\">Propiedades de alto valor \u2192 hasta S\/ 1,000,000.<\/li>\n<\/ul>\n<p data-start=\"1611\" data-end=\"1689\" data-rm-block-id=\"block-21\">\ud83d\udc49 Este c\u00e1lculo es la base de cualquier <strong data-start=\"1651\" data-end=\"1688\">pr\u00e9stamo con garant\u00eda hipotecaria<\/strong>.<\/p>\n<h2 data-section-id=\"11cp0va\" data-start=\"1696\" data-end=\"1748\" data-rm-block-id=\"block-22\"><span class=\"ez-toc-section\" id=\"Ejemplos_reales_para_que_lo_entiendas_rapido\"><\/span><span style=\"color: #3366ff;\">Ejemplos reales (para que lo entiendas r\u00e1pido)<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h3 data-section-id=\"dzgosw\" data-start=\"1750\" data-end=\"1777\" data-rm-block-id=\"block-23\"><span class=\"ez-toc-section\" id=\"%F0%9F%8F%A2_Departamento_en_Lima\"><\/span>\ud83c\udfe2 Departamento en Lima<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p data-start=\"1778\" data-end=\"1838\" data-rm-block-id=\"block-24\">Valor: S\/ 300,000<br data-start=\"1795\" data-end=\"1798\" \/>Monto posible: S\/ 120,000 \u2013 S\/ 200,000<\/p>\n<h3 data-section-id=\"1fcloae\" data-start=\"1840\" data-end=\"1864\" data-rm-block-id=\"block-25\"><span class=\"ez-toc-section\" id=\"%F0%9F%8F%A0_Casa_en_provincia\"><\/span>\ud83c\udfe0 Casa en provincia<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p data-start=\"1865\" data-end=\"1924\" data-rm-block-id=\"block-26\">Valor: S\/ 180,000<br data-start=\"1882\" data-end=\"1885\" \/>Monto posible: S\/ 70,000 \u2013 S\/ 120,000<\/p>\n<h3 data-section-id=\"ymj2nu\" data-start=\"1926\" data-end=\"1956\" data-rm-block-id=\"block-27\"><span class=\"ez-toc-section\" id=\"%F0%9F%8F%A1_Propiedad_de_alto_valor\"><\/span>\ud83c\udfe1 Propiedad de alto valor<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p data-start=\"1957\" data-end=\"2016\" data-rm-block-id=\"block-28\">Valor: S\/ 800,000<br data-start=\"1974\" data-end=\"1977\" \/>Monto posible: hasta S\/ 500,000 o m\u00e1s<\/p>\n<p data-start=\"2018\" data-end=\"2093\" data-rm-block-id=\"block-29\">As\u00ed funciona realmente un <a href=\"https:\/\/rtc.pe\/blog\/prestamos-con-garantia-hipotecaria-en-peru-como-funciona-rtc-en-2026\">pr\u00e9stamo con garant\u00eda hipotecaria en Per\u00fa<\/a>.<\/p>\n<h2 data-section-id=\"n0kb6l\" data-start=\"2100\" data-end=\"2141\" data-rm-block-id=\"block-30\"><span class=\"ez-toc-section\" id=\"Casos_reales_de_personas_como_tu\"><\/span><span style=\"color: #3366ff;\">Casos reales de personas como t\u00fa<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<ul data-start=\"2143\" data-end=\"2299\">\n<li data-section-id=\"3pnwka\" data-start=\"2143\" data-end=\"2200\" data-rm-block-id=\"block-31\">Cliente en Lima: consolid\u00f3 4 deudas en una sola cuota.<\/li>\n<li data-section-id=\"o71fx\" data-start=\"2201\" data-end=\"2254\" data-rm-block-id=\"block-32\">Empresario en Arequipa: obtuvo capital de trabajo.<\/li>\n<li data-section-id=\"f2shtf\" data-start=\"2255\" data-end=\"2299\" data-rm-block-id=\"block-33\">Familia en Trujillo: termin\u00f3 su vivienda.<\/li>\n<\/ul>\n<p data-start=\"2301\" data-end=\"2358\" data-rm-block-id=\"block-34\">\ud83d\udc49 Todos usando un <strong data-start=\"2320\" data-end=\"2357\">pr\u00e9stamo con garant\u00eda hipotecaria<\/strong>.<\/p>\n<p data-start=\"2301\" data-end=\"2358\"><iframe title=\"YouTube video player\" data-src=\"\/\/www.youtube.com\/embed\/EK6PGJd53QY?si=MvtNh8uMCJCiKD7s\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen=\"allowfullscreen\" data-rm-block-id=\"block-35\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" class=\"lazyload\" data-load-mode=\"1\"><\/iframe><\/p>\n<h2 data-section-id=\"1ny3de\" data-start=\"2365\" data-end=\"2436\" data-rm-block-id=\"block-36\"><span class=\"ez-toc-section\" id=\"%C2%BFPor_que_un_prestamo_con_garantia_hipotecaria_permite_mas_dinero\"><\/span><span style=\"color: #3366ff;\">\u00bfPor qu\u00e9 un pr\u00e9stamo con garant\u00eda hipotecaria permite m\u00e1s dinero?<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p data-start=\"2438\" data-end=\"2476\" data-rm-block-id=\"block-37\">Porque el riesgo cambia completamente.<\/p>\n<p data-start=\"2478\" data-end=\"2503\" data-rm-block-id=\"block-38\">Cuando usas tu propiedad:<\/p>\n<ul data-start=\"2505\" data-end=\"2625\">\n<li data-section-id=\"zpy8e2\" data-start=\"2505\" data-end=\"2546\" data-rm-block-id=\"block-39\">No dependes solo del score crediticio.<\/li>\n<li data-section-id=\"sekdw2\" data-start=\"2547\" data-end=\"2584\" data-rm-block-id=\"block-40\">Puedes acceder a montos m\u00e1s altos.<\/li>\n<li data-section-id=\"1k5cksp\" data-start=\"2585\" data-end=\"2625\" data-rm-block-id=\"block-41\">Las cuotas pueden ser m\u00e1s manejables.<\/li>\n<\/ul>\n<p data-start=\"2627\" data-end=\"2741\" data-rm-block-id=\"block-42\">Por eso, un <strong data-start=\"2639\" data-end=\"2676\">pr\u00e9stamo con garant\u00eda hipotecaria<\/strong> es una de las formas m\u00e1s eficientes de <a href=\"https:\/\/rtc.pe\/formulario?utm_source=google&amp;utm_medium=organic&amp;utm_campaign=cuanto-dinero-puedo-obtener-con-mi-casa-como-garantia\">obtener liquidez en 2026<\/a>.<\/p>\n<h2 data-section-id=\"1lmqd9u\" data-start=\"2748\" data-end=\"2788\" data-rm-block-id=\"block-43\"><span class=\"ez-toc-section\" id=\"%C2%BFPara_que_puedes_usar_este_dinero\"><\/span><span style=\"color: #3366ff;\">\u00bfPara qu\u00e9 puedes usar este dinero?<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p data-start=\"2790\" data-end=\"2823\" data-rm-block-id=\"block-44\">Aqu\u00ed es donde esto cobra sentido.<\/p>\n<p data-start=\"2825\" data-end=\"2892\" data-rm-block-id=\"block-45\">Muchas personas usan un <strong data-start=\"2849\" data-end=\"2886\">pr\u00e9stamo con garant\u00eda hipotecaria<\/strong> para:<\/p>\n<ul data-start=\"2894\" data-end=\"3085\">\n<li data-section-id=\"ec0xci\" data-start=\"2894\" data-end=\"2917\" data-rm-block-id=\"block-46\">\u2714 Consolidar deudas.<\/li>\n<li data-section-id=\"ofermu\" data-start=\"2918\" data-end=\"2948\" data-rm-block-id=\"block-47\">\u2714 Reducir cuotas mensuales.<\/li>\n<li data-section-id=\"14v5my0\" data-start=\"2949\" data-end=\"2987\" data-rm-block-id=\"block-48\">\u2714 Pagar tarjetas o pr\u00e9stamos caros.<\/li>\n<li data-section-id=\"kypqqm\" data-start=\"2988\" data-end=\"3012\" data-rm-block-id=\"block-49\">\u2714 Capital de trabajo.<\/li>\n<li data-section-id=\"1k0c8vg\" data-start=\"3013\" data-end=\"3048\" data-rm-block-id=\"block-50\">\u2714 Remodelar o terminar vivienda.<\/li>\n<li data-section-id=\"14irtdx\" data-start=\"3049\" data-end=\"3085\" data-rm-block-id=\"block-51\">\u2714 Cubrir impuestos o proveedores.<\/li>\n<\/ul>\n<p data-start=\"3087\" data-end=\"3151\"><iframe title=\"YouTube video player\" data-src=\"\/\/www.youtube.com\/embed\/59pPmhXRQP4?si=eOoylhUF364CoyB1\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen=\"allowfullscreen\" data-rm-block-id=\"block-52\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" class=\"lazyload\" data-load-mode=\"1\"><\/iframe><\/p>\n<h2 data-section-id=\"1ocrdmz\" data-start=\"3158\" data-end=\"3205\" data-rm-block-id=\"block-53\"><span class=\"ez-toc-section\" id=\"Si_estas_en_Infocorp_esto_te_interesa\"><\/span><span style=\"color: #3366ff;\">Si est\u00e1s en Infocorp, esto te interesa<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p data-start=\"3207\" data-end=\"3242\" data-rm-block-id=\"block-54\">Muchos creen que no pueden acceder.<\/p>\n<p data-start=\"3244\" data-end=\"3261\" data-rm-block-id=\"block-55\">Pero en realidad:<\/p>\n<p data-start=\"3263\" data-end=\"3401\" data-rm-block-id=\"block-56\">\ud83d\udc49 Un <strong data-start=\"3269\" data-end=\"3306\">pr\u00e9stamo con garant\u00eda hipotecaria<\/strong> puede evaluarse incluso si est\u00e1s en Infocorp, porque no depende solo del historial crediticio.<\/p>\n<p data-start=\"3403\" data-end=\"3414\" data-rm-block-id=\"block-57\">Se analiza:<\/p>\n<ul data-start=\"3416\" data-end=\"3479\">\n<li data-section-id=\"jru2l5\" data-start=\"3416\" data-end=\"3432\" data-rm-block-id=\"block-58\">Tu propiedad.<\/li>\n<li data-section-id=\"sqhsbi\" data-start=\"3433\" data-end=\"3454\" data-rm-block-id=\"block-59\">Tu situaci\u00f3n real.<\/li>\n<li data-section-id=\"5m96ix\" data-start=\"3455\" data-end=\"3479\" data-rm-block-id=\"block-60\">Tu capacidad de pago.<\/li>\n<\/ul>\n<h2 data-section-id=\"1uxtqiw\" data-start=\"3486\" data-end=\"3524\" data-rm-block-id=\"block-61\"><span class=\"ez-toc-section\" id=\"Simula_cuanto_podrias_obtener\"><\/span><span style=\"color: #3366ff;\">Simula cu\u00e1nto podr\u00edas obtener<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p data-start=\"3526\" data-end=\"3562\" data-rm-block-id=\"block-62\">Selecciona el valor de tu propiedad:<\/p>\n<ul data-start=\"3564\" data-end=\"3665\">\n<li data-section-id=\"s0vucn\" data-start=\"3564\" data-end=\"3587\" data-rm-block-id=\"block-63\">Menos de S\/ 150,000<\/li>\n<li data-section-id=\"hbdtdo\" data-start=\"3588\" data-end=\"3615\" data-rm-block-id=\"block-64\">S\/ 150,000 \u2013 S\/ 300,000<\/li>\n<li data-section-id=\"1119cxq\" data-start=\"3616\" data-end=\"3643\" data-rm-block-id=\"block-65\">S\/ 300,000 \u2013 S\/ 600,000<\/li>\n<li data-section-id=\"89t334\" data-start=\"3644\" data-end=\"3665\" data-rm-block-id=\"block-66\">M\u00e1s de S\/ 600,000<\/li>\n<\/ul>\n<p data-start=\"3667\" data-end=\"3720\" data-rm-block-id=\"block-67\">\ud83d\udc49 Podr\u00edas acceder desde S\/ 35,000 hasta S\/ 1,000,000.<\/p>\n<p data-start=\"3722\" data-end=\"3777\" data-rm-block-id=\"block-68\">\ud83d\udc49 <a href=\"https:\/\/rtc.pe\/formulario?utm_source=google&amp;utm_medium=organic&amp;utm_campaign=cuanto-dinero-puedo-obtener-con-mi-casa-como-garantia\"><strong data-start=\"3725\" data-end=\"3758\">Descubre tu monto exacto aqu\u00ed<\/strong><\/a><\/p>\n<h2 data-section-id=\"1kmzz15\" data-start=\"3784\" data-end=\"3820\" data-rm-block-id=\"block-69\"><span class=\"ez-toc-section\" id=\"Tasas_y_condiciones_en_2026\"><\/span><span style=\"color: #3366ff;\">Tasas y condiciones en 2026<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p data-start=\"3822\" data-end=\"3829\" data-rm-block-id=\"block-70\">En RTC:<\/p>\n<ul data-start=\"3831\" data-end=\"3995\">\n<li data-section-id=\"ea6ycc\" data-start=\"3831\" data-end=\"3867\" data-rm-block-id=\"block-71\">Montos: S\/ 35,000 a S\/ 1,000,000.<\/li>\n<li data-section-id=\"1kzqft2\" data-start=\"3868\" data-end=\"3929\" data-rm-block-id=\"block-72\">Tasas: desde <strong data-start=\"3883\" data-end=\"3927\">0.99% mensual (seg\u00fan evaluaci\u00f3n t\u00e9cnica).<\/strong><\/li>\n<li data-section-id=\"17fqrtl\" data-start=\"3930\" data-end=\"3962\" data-rm-block-id=\"block-73\"><a href=\"https:\/\/www.sbs.gob.pe\/supervisados-y-registros\/registros\/otros-registros\/casas-de-cambio-prestamos-y-empenos\/empresas-de-prestamos-y-o-empeno\" rel=\"nofollow noopener\" target=\"_blank\">Empresa registrada en la SBS<\/a>.<\/li>\n<li data-section-id=\"5wauuo\" data-start=\"3963\" data-end=\"3995\" data-rm-block-id=\"block-74\">M\u00e1s de 8 a\u00f1os de experiencia.<\/li>\n<\/ul>\n<h2 data-section-id=\"148ezft\" data-start=\"4002\" data-end=\"4046\" data-rm-block-id=\"block-75\"><span class=\"ez-toc-section\" id=\"La_realidad_detras_de_esta_decision\"><\/span><span style=\"color: #3366ff;\">La realidad detr\u00e1s de esta decisi\u00f3n<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p data-start=\"4048\" data-end=\"4078\" data-rm-block-id=\"block-76\">Muchos llegan aqu\u00ed despu\u00e9s de:<\/p>\n<ul data-start=\"4080\" data-end=\"4179\">\n<li data-section-id=\"ohk7ze\" data-start=\"4080\" data-end=\"4108\" data-rm-block-id=\"block-77\">Pagar deudas sin avanzar.<\/li>\n<li data-section-id=\"1qoqjzh\" data-start=\"4109\" data-end=\"4138\" data-rm-block-id=\"block-78\">Sentir presi\u00f3n financiera.<\/li>\n<li data-section-id=\"hlq6x0\" data-start=\"4139\" data-end=\"4179\" data-rm-block-id=\"block-79\">Intentar con bancos y ser rechazados.<\/li>\n<\/ul>\n<p data-start=\"4181\" data-end=\"4197\" data-rm-block-id=\"block-80\">Y es frustrante, porque no es falta de esfuerzo\u2026 es falta de estructura.<\/p>\n<p data-start=\"4261\" data-end=\"4336\" data-rm-block-id=\"block-81\">Un <strong data-start=\"4264\" data-end=\"4301\">pr\u00e9stamo con garant\u00eda hipotecaria<\/strong> puede ayudarte a reorganizar todo.<\/p>\n<h2 data-section-id=\"50hjzi\" data-start=\"4343\" data-end=\"4374\" data-rm-block-id=\"block-82\"><span class=\"ez-toc-section\" id=\"Evalua_tu_prestamo_hoy\"><\/span><span style=\"color: #3366ff;\">Eval\u00faa tu pr\u00e9stamo hoy<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p data-start=\"4376\" data-end=\"4436\" data-rm-block-id=\"block-83\">Si tienes una propiedad, puedes acceder a una soluci\u00f3n real.<\/p>\n<p data-start=\"4438\" data-end=\"4499\" data-rm-block-id=\"block-84\">\u2714 Evaluaci\u00f3n gratuita.<br data-start=\"4459\" data-end=\"4462\" \/>\u2714 Confidencial.<br data-start=\"4476\" data-end=\"4479\" \/>\u2714 Respuesta r\u00e1pida.<\/p>\n<h2 data-section-id=\"1xo8j4y\" data-start=\"4506\" data-end=\"4549\" data-rm-block-id=\"block-85\"><span class=\"ez-toc-section\" id=\"Descubre_cuanto_dinero_puedes_obtener\"><\/span><span style=\"color: #3366ff;\">Descubre cu\u00e1nto dinero puedes obtener<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p data-start=\"4551\" data-end=\"4644\" data-rm-block-id=\"block-86\"><a href=\"https:\/\/rtc.pe\/prestamo-consolidacion-de-deudas?utm_source=google&amp;utm_medium=organic&amp;utm_campaign=cuanto-dinero-puedo-obtener-con-mi-casa-como-garantia\"><strong data-start=\"4554\" data-end=\"4606\">Eval\u00faa tu pr\u00e9stamo con garant\u00eda hipotecaria aqu\u00ed<\/strong><\/a><\/p>\n<h2 data-section-id=\"179e4tx\" data-start=\"4651\" data-end=\"4677\" data-rm-block-id=\"block-87\"><span class=\"ez-toc-section\" id=\"Preguntas_frecuentes\"><\/span><span style=\"color: #3366ff;\">Preguntas frecuentes<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h3 data-section-id=\"1tuqlsk\" data-start=\"4679\" data-end=\"4698\" data-rm-block-id=\"block-88\"><span class=\"ez-toc-section\" id=\"%C2%BFPierdo_mi_casa\"><\/span><span style=\"color: #3366ff;\">\u00bfPierdo mi casa?<\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p data-start=\"4699\" data-end=\"4753\" data-rm-block-id=\"block-89\">No. Sigue siendo tuya mientras cumplas con el acuerdo.<\/p>\n<h3 data-section-id=\"1dw6i54\" data-start=\"4755\" data-end=\"4784\" data-rm-block-id=\"block-90\"><span class=\"ez-toc-section\" id=\"%C2%BFPuedo_usarlo_para_deudas\"><\/span><span style=\"color: #3366ff;\">\u00bfPuedo usarlo para deudas?<\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p data-start=\"4785\" data-end=\"4820\" data-rm-block-id=\"block-91\">S\u00ed, es uno de los usos m\u00e1s comunes.<\/p>\n<h3 data-section-id=\"1ff5trr\" data-start=\"4822\" data-end=\"4840\" data-rm-block-id=\"block-92\"><span class=\"ez-toc-section\" id=\"%C2%BFCuanto_demora\"><\/span><span style=\"color: #3366ff;\">\u00bfCu\u00e1nto demora?<\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p data-start=\"4841\" data-end=\"4873\" data-rm-block-id=\"block-93\">La evaluaci\u00f3n inicial es r\u00e1pida.<\/p>\n<p data-start=\"4893\" data-end=\"4933\" data-rm-block-id=\"block-94\">Tu casa no solo es un lugar donde vives.<\/p>\n<p data-start=\"4935\" data-end=\"5009\" data-rm-block-id=\"block-95\">Puede ser la herramienta que te ayude a salir adelante financieramente.<\/p>\n<p data-start=\"5011\" data-end=\"5091\" data-rm-block-id=\"block-96\">La pregunta no es solo cu\u00e1nto puedes obtener\u2026 sino qu\u00e9 puedes cambiar con eso.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Si est\u00e1s aqu\u00ed, probablemente no es solo curiosidad. Es porque necesitas dinero\u2026 y quieres saber si tu casa puede ayudarte.<\/p>\n","protected":false},"author":218,"featured_media":48113,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[40],"tags":[],"class_list":["post-48111","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-aprende-sobre-prestamos-con-garantia-hipotecaria"],"_links":{"self":[{"href":"https:\/\/rtc.pe\/blog\/wp-json\/wp\/v2\/posts\/48111","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/rtc.pe\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/rtc.pe\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/rtc.pe\/blog\/wp-json\/wp\/v2\/users\/218"}],"replies":[{"embeddable":true,"href":"https:\/\/rtc.pe\/blog\/wp-json\/wp\/v2\/comments?post=48111"}],"version-history":[{"count":3,"href":"https:\/\/rtc.pe\/blog\/wp-json\/wp\/v2\/posts\/48111\/revisions"}],"predecessor-version":[{"id":48116,"href":"https:\/\/rtc.pe\/blog\/wp-json\/wp\/v2\/posts\/48111\/revisions\/48116"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/rtc.pe\/blog\/wp-json\/wp\/v2\/media\/48113"}],"wp:attachment":[{"href":"https:\/\/rtc.pe\/blog\/wp-json\/wp\/v2\/media?parent=48111"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/rtc.pe\/blog\/wp-json\/wp\/v2\/categories?post=48111"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/rtc.pe\/blog\/wp-json\/wp\/v2\/tags?post=48111"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}